FAQ's
Do I need a financial Advisor?
We believe everyone can benefit from having a financial coach, someone who helps you make informed decisions, stay on track with your goals, and navigate life’s financial complexities. Whether you're planning for retirement, managing investments, or simply trying to make smarter money choices, a trusted advisor provides clarity, accountability, and confidence.
Do you have a minimum asset requirement?
No we do not. We strongly believe everyone deserves access to high-quality financial advice, regardless of their current asset level. Whether you're just starting out or managing significant wealth, our goal is to help you make confident, informed decisions at every stage of your financial journey.
how do you get paid?
We receive compensation in several ways, depending on services and products provided, as well as how you personally choose to engage with us.
For ongoing asset management, we operate on a fee-only platform—meaning our compensation is based solely on the services we provide.
As independent advisors, we are not obligated to promote or sell any particular products. This independence allows us to make recommendations that are genuinely aligned with your unique needs and goals. Furthermore, as fiduciaries, we are ethically and legally bound to act in your best interest at all times.
how will we communicate?
We meet you where you are. Whether you prefer in-person meetings, phone calls, or video conferencing, we tailor or communication to fit your lifestyle. We also schedule regular reviews at times convenient for you to ensure your financial plan stays aligned with your goals as life happens.
Do you create customized portfolios or use standard model portfolios?
We create fully customized portfolios tailored to each client’s unique needs, goals, timeframes, and risk tolerance. No two clients are alike, and we believe your investment strategy should reflect your personal financial journey—not a one-size-fits-all model.
Why choose an independent financial advisor?
Unlike large financial firms, independent advisors aren’t bound by corporate agendas or product quotas. That means our recommendations are driven solely by what’s best for you, not by what benefits the company. As an independent financial advisor, we prioritize your goals, values, and financial well-being, offering professional guidance and personalized strategies tailored to your unique situation.
do you work with clients in other states?
Yes, we do. While we're based in Delaware, we proudly serve clients across the country. Thanks to flexible communication options—including phone, video, and secure digital tools—we’re able to provide personalized financial guidance no matter where you live.
how do i become a client?
Getting started is easy. You can call us directly at 302-497-4300 or email Paul or John, paul@str8forwardfinancial.com and john@str8forwardfinancial.com